Did you know your toothbrush and floss aren’t enough to ensure your smile lasts for a lifetime? The American Dental Association also recommends you visit your dentist at least twice a year for a cleaning and checkup. Unfortunately, many people don’t schedule dental appointments regularly, or they can delay getting the treatments they need because they worry about a large bill. You have nothing to fear because you have Aetna dental insurance in Jacksonville. We’ll help you maximize the value of your policy to reduce the amount you need to pay to achieve your oral health goals.
Aetna is a leading provider for comprehensive dental insurance that’s designed to keep your smile healthy to promote overall wellness. Every month you pay premiums for your specific policy, which gives you access to the affordable services you need to keep your smile healthy. With a PPO plan, you have more freedom to choose the dentist you want while also enjoying a broader range of services.
Although every plan differs, your coverage can include:
Aetna focuses on prevention to reduce your overall dental expenses. Most plans include 1 to 2 preventive appointments per year 100%. You can get the cleanings, checkups, X-rays, and other care your smile depends on for only a small co-payment.
Unfortunately, even with the best prevention, complications can occur. Now, they don’t need to go untreated. After paying your annual deductible, you’re given a yearly limit to use toward your restorative care. Depending on your specific policy, your insurance can cover 50% to 80% of the costs until you reach your annual limit of around $1,500.
To make the most of your coverage, Aetna recommends you visit an in-network dentist because they have pre-negotiated rates with the insurance carrier. You still have the freedom to choose a dentist who is out-of-network, but you’ll need to pay the difference between the dentist’s fees and your insurance’s allowable coverage.
Our office is proud to be in-network with Aetna dental insurance. We will help you get the services you need while maximize your insurance plan, even if that means splitting the cost of your treatment across calendar years.
Less than 3% of Americans meet or exceed their annual coverage. We want to help you make the most of your benefits. Our office manager works on your behalf with your insurance carrier to file the necessary claims and paperwork, so you have one less thing to worry about. Frankie will take the time to explain how your benefits are being used to pay for your treatments and explain your responsible portion.
She will discuss your payment options to help you find the solutions you need to keep a healthy smile within your budget, such as using CareCredit.
Get the healthy smile you deserve using your dental insurance. Contact our office today to schedule an appointment.